It’s no longer true that health care in Mexico is so inexpensive that you don’t need insurance. Affordable health insurance in Mexico, however, can be hard to find if you’re over the age of 65 or if you have pre-existing health conditions. Michael and Fernanda Keller of M&M Insurance have a solution for that.

Michael Keller has been connecting gringos to health insurance plans in Mexico for over 10 years, while his wife and business partner, Fernanda, is an expert in navigating claims.

In episode 9, I spoke with them about what gringos need to know about paying for healthcare in Mexico, and how planning ahead can not only save you money, but keep you healthy and prevent much stress.

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In This Episode:

What inspired Michael to move from Chicago to Puerto Vallarta
Michael and Fernanda’s experience in health insurance
Addressing the myth that US citizens can use Medicare in Mexico, can you?
How medical evacuation plans really work, and what you need to be prepared for.
What happens to healthcare premiums once you’re 65 or older
Is IMSS insurance enough for permanent residents in Mexico?
What is it really like inside an IMSS public hospital in Jalisco?
What type of medical care costs less in Mexico, and what costs just as much as in the US?
Why having health insurance can actually prevent hospitals from over-charging you.
The importance of having a broker on your side who can help you get your claims paid.
The differences between Mexican health insurance and international health insurance.
The differences between direct pay and reimbursement plans.
How a diagnosis or pre-existing health condition affects your health insurance options in Mexico.
Why you can’t just keep a pre-existing condition secret when applying for health insurance.
Why staying current with preventative care is beneficial, especially in Mexico.